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What is Uninsured and Underinsured Motorist Coverage?

Uninsured and underinsured motorist coverage is part of many car insurance policies — it's required in some states and optional in others. If you're hit by someone with no insurance or without enough liability coverage, this coverage may help protect you.
In this video, Allstate agent Pete Fernandez explains uninsured and underinsured motorist coverage. He talks about a customer who was injured in a serious accident caused by an underinsured driver and how underinsured motorist coverage helped him recover.

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